Property finance for growing businesses.
Owner-occupied or investment, we place commercial mortgages across retail, industrial and mixed-use assets with lenders who understand complex trading structures.
Quick lending decisionsfast turnaround
Up to 70 % LTV on non-regulated loanssubject to case assessment
Secure, regulated lendingfully compliant
Why Choose Our Commercial Mortgages?
Commercial Property Types
Offices, retail, industrial, mixed-use and semi-commercial properties.
Up to 70% LTV
Competitive lending for purchases, refinancing and investment.
Flexible Loan Sizes
Finance available for both single assets and larger investments.
Businesses & Investors
Solutions for business owners, investors and limited companies.
Commercial Mortgage Scenarios
Commercial mortgages support a wide range of business and investment situations, from owner-occupied premises to portfolio expansion.
Owner-Occupied Premises
Businesses purchasing the premises they trade from.
Investment Purchases
Investors acquiring retail, industrial or office units.
Mixed-Use & Semi-Comm.
Hybrid security placed with a specialist lender.
Refinancing
Moving existing commercial debt onto better terms.
AT A GLANCE
Lending Criteria
Loan Amount
Sized against the property and the trading profile.
LTV
Depends on sector, tenant strength and property type.
Term
Terms structured around the business or investment plan.
Property Types
A wide range of commercial assets considered.
Trading History
Director experience and asset strength weighed alongside accounts.
Regions
UK-wide coverage from a single case manager.
Commercial Mortgages FAQs
A commercial mortgage is a loan secured against commercial property. It can be used to purchase, refinance or release equity from premises used for business purposes or commercial investment.
Commercial mortgages are available to business owners, property investors, limited companies, partnerships and sole traders. Eligibility depends on the applicant, the property and the lender’s criteria.
Commercial mortgages can be used for a variety of purposes, including: Purchasing commercial premises, Refinancing an existing commercial mortgage, Expanding a property portfolio, Releasing equity from commercial property, Purchasing mixed-use investments
Yes. Commercial mortgages are available for businesses purchasing or refinancing premises they intend to occupy, subject to lender approval.
We can assist with finance for a wide range of commercial properties, including: Offices, Retail units, Industrial and warehouse premises, Mixed-use buildings, Semi-commercial properties, Investment properties
Commercial mortgages may be available with lending of up to 70% LTV, depending on the property, the applicant and the lender’s criteria.
Commercial mortgage terms vary by lender but can extend for up to 30 years, depending on the application and lending criteria.
Yes. Refinancing can help secure a new interest rate, release equity or restructure existing borrowing, subject to lender approval.
The exact requirements vary, but lenders commonly request: Proof of identity, Business information, Property details, Financial accounts or income evidence, Bank statements,Information about the intended use of the property
Timescales depend on the lender and the complexity of the case. Once all required documentation has been received, we work closely with lenders to progress applications as efficiently as possible.