For mortgage intermediaries and professional use only.
Bridging Finance

Fast, Flexible Bridging Finance.

When speed is critical, our tailored bridging loans help you secure property opportunities with confidence. From residential purchases to investment projects, our experienced team delivers efficient funding solutions with minimal delays.

Quick lending decisionsfast turnaround

Up to 70 % LTV on non-regulated loanssubject to case assessment

Secure, regulated lendingfully compliant

Bridging Calculator

Get an instant indicative rate

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Instant indication · No obligation · FCA regulated

Why Choose Our Bridging Finance?

Fast Decisions

Indicative terms available in as little as one hour.

Up to 70% LTV

Competitive lending with enhanced borrowing where additional security is available.

Flexible Terms

Loan terms from 1–36 months with tailored repayment options.

Competitive Pricing

We'll aim to match or beat comparable non-regulated bridging finance quotes.

When Can Bridging Finance Help?

Bridging finance offers a practical short-term funding solution for a wide variety of property transactions. Whether it's an individual buyer, investor, or business owner, it can help act quickly when conventional finance isn't suitable.

Property Purchase

For clients looking to secure properties quickly at auction or in competitive markets.

Chain Break

Secure a purchase prior to sale to save stalled transactions.

Refurbishment

Suitable for clients looking to make property improvements or complete renovations.

Investment

For clients wanting to capitalise on time-sensitive investment opportunities.

AT A GLANCE

Lending Criteria

£50k – £25m+

Loan Amount

Flexible loan sizes for all property types.

Up to 70%

LTV

Higher LTV considered with additional security.

1 – 24 months

Term

Flexible terms structured around a clear exit.

All accepted

Property Types

Residential, semi-commercial and commercial security.

Adverse considered

Credit History

Every case is assessed on its own merits.

England, Wales, Scotland

Regions

UK-wide coverage from a single case manager.

Bridging Finance|Frequently Asked Questions

Bridging Finance FAQs

A bridging loan is a short-term finance solution designed to provide quick access to funding while waiting for a longer-term finance arrangement or another source of repayment. It is commonly used for property purchases, refurbishment projects, refinancing, and investment opportunities where speed is essential.

Bridging finance can be a suitable option when funding is needed quickly. It is commonly used for auction purchases, property refurbishments, chain breaks, refinancing, and commercial property transactions where traditional finance may take too long.

Timescales vary depending on the complexity of the application and the documentation provided. Our team works efficiently to help progress applications as quickly as possible, with finance available once all requirements have been met.

Non-regulated bridging loans are available for investment and commercial purposes, including Buy to Let, commercial property, and refurbishment projects. They are not intended for owner-occupied residential properties.

An exit strategy explains how the bridging loan will be repaid at the end of the agreed term. This could be through the sale of the property, refinancing onto a longer-term mortgage, or another suitable repayment method. A clear exit strategy is an important part of every application.

The documents required depend on the transaction, but typically include proof of identity, property details, information about the security, and details of the proposed exit strategy. Additional documentation may be requested depending on the circumstances.

We can consider a range of investment and commercial properties, including Buy to Let properties, commercial premises, mixed-use buildings, and refurbishment projects. Each application is assessed individually.