Portfolio lending, without the portfolio headache.
From first-time landlords to seasoned portfolio investors, we match HMO, MUFB and limited company applications to specialist lenders fast.
Quick lending decisionsfast turnaround
Up to 70 % LTV on non-regulated loanssubject to case assessment
Secure, regulated lendingfully compliant
Why Choose Our Buy to Let Mortgages?
Wide Property Coverage
Standard Buy to Lets, HMOs, MUFBs, mixed-use properties and portfolios.
Up to 70% LTV
Competitive lending across a wide range of Buy to Let properties.
No Upper Borrowing Limit
Funding for individual purchases and large investment portfolios.
For Every Landlord
Supporting first-time landlords through to experienced investors.
Buy to Let Scenarios
Buy to Let lending covers a wide range of landlord situations — from a first rental purchase to refinancing an established portfolio.
First-Time Landlords
Buying a first rental property with lender criteria matched to experience.
Portfolio Remortgage
Refinancing across multiple titles, coordinated with one case manager.
HMO & MUFB Purchases
Specialist lending for houses in multiple occupation and multi-unit blocks.
Ltd Co & SPV
Limited company and SPV borrowing structures placed with the right lender.
AT A GLANCE
Lending Criteria
Loan Amount
Sized to the property and the borrowing structure.
LTV
Subject to lender, property type and rental income.
Property Types
New build and mixed portfolios also considered.
Structure
SPVs and trading companies both placed regularly.
Portfolio Size
From a first rental property to 20+ titles.
Regions
UK-wide coverage from a single case manager.
Buy to Let Mortgages FAQs
A Buy to Let mortgage is designed for individuals and companies purchasing or refinancing a property that will be rented to tenants. These mortgages differ from residential mortgages and are assessed using factors such as rental income, property type, and the applicant’s circumstances.
Yes. Many lenders consider applications from first-time landlords, although the criteria may vary. We work with a range of lenders to help find suitable options based on your client’s experience and financial profile.
Yes. We can assist with a wide range of Buy to Let requirements, including Houses in Multiple Occupation (HMOs), limited company applications, portfolio landlords, and mixed property portfolios, subject to lender criteria.
Depending on the lender and the property, Buy to Let mortgages may be available with lending of up to 80% LTV, subject to underwriting and eligibility.
Yes. We can arrange Buy to Let mortgages for limited companies, including Special Purpose Vehicles (SPVs), where accepted by the lender.
Yes. Buy to Let remortgages can be used to secure a new rate, release equity, or support future property investments, depending on your client’s objectives and lender criteria.
Timescales vary depending on the lender and the complexity of the application. We work closely with brokers and lenders to help progress applications efficiently from enquiry through to completion.
Yes. Whether your client is purchasing an additional investment property or expanding an established portfolio, we can source Buy to Let mortgage solutions tailored to their investment strategy.